Conventional Loans
Conforming home mortgage loans adhere to the financing limits set by the FHFA and follow the underwriting guidelines of Fannie Mae and Freddie Mac, including caps on loan sizes and debt-to-income ratios. Typically, conforming loans offer lower interest rates than non-conforming alternatives.
Discover Affordable Homeownership with USDA Rural Development Home Loans
At Home Plate Lender, we’re proud to help you achieve the dream of homeownership in rural and semi-rural communities. Guaranteed by the USDA, our 30-year fixed-rate mortgage offers exceptional benefits, including zero down payment, low rates, and lenient credit requirements. Ideal for low to moderate-income households, these loans open the door to properties in charming villages and small towns near bigger cities. Let us guide you toward your ideal home in an eligible rural area.
Unlock Homeownership with FHA Loans
Even if you're a first-time buyer with limited savings or credit history. FHA loans, insured by the Federal Housing Administration, offer lower down payment requirements and more flexible lending standards. This means you can secure the financing you need without the heavy burden of a large upfront cost. Let us guide you through a smoother path to owning your first home.
Secure Your Future with VA Home Loans
Home Plate Lender honors our service members, veterans, and eligible surviving spouses by making homeownership more accessible. VA Home Loans, established by the U.S. Department of Veterans Affairs, offer a unique opportunity to secure a mortgage with favorable terms. With the VA setting the qualifying standards and guaranteeing a portion of the loan, you can rely on private lenders, such as banks and mortgage companies, to help you achieve your dream of owning a home.
Get Started Today
Ready to turn your vision into reality? Contact us today to learn more about our New Construction Loans and how Home Plate Lender can help you build your dream home. Fill out the form below; you will be contacted within 24-48 hours!